business applications

INSUTRAX - Preparing Polish Insurance Industry for the South-North Transportation Axis (Heavy Duty Vehicles)

The project will study, how additional information coming from satellite assets can be utilized for the monitoring of cargo transport activities conducted across the Baltic-Adriatic Corridor, in order to increase their safety and at the same time decrease the risk of damages occurring.

There are many risks in cargo transport such as: weather conditions, driving through dangerous areas, as well as ensuring right transport conditions (such as temperature and humidity). In order to avoid financial losses transported cargo is insured. For the cargo owner still an important issue is to ensure such transport conditions, where the probability of damages occurring is low. The insurer is interested in knowing whether transport activities are being conducted in a proper way. Therefore INSUTRAX will look at how insurance products for transport might be made more profitable through the use of cargo tracking tools and software.

The study will identify possible ways of obtaining information: satellite data supporting cargo transport planning and identifying possible threats on the road, as well as data coming from sensors installed at the cargo in order to monitor transport conditions.

This study will focus on cargo having huge value and/or having special transportation needs. Losses resulting from cargo damage in such cases can be large, thus there is a need for monitoring the goods.

A number of proposed devices will be prepared as well as assumptions for IT solutions utilizing obtained data, and supporting the users in decision processes (as modifying transport route, reacting in alert situations) and in case of incurred damage, they will improve the cargo damage claim handling process of insurance companies.

Users and their needs

Due to several phases of the cargo transportation process three areas of interest can be determined: transportation route planning, transport route and condition monitoring, support in loss adjustment process. Software will hold a key role in each area, which based on integrated satellite data, external sources and devices installed in the vehicle or in the cargo, will allow to minimize the risk of damage occurring, damage itself and loss adjustment support.

During the study the requirements of Insurance Companies, producers and transport companies in regard to ordering transportation services, shipping and loss adjustment will be elaborated and the technical possibilities allowing to respond to the needs expressed will be analysed. This will lead to a  device and software concept, of a solution which is intended to be used by the stakeholders in everyday work in order to allow for more profitable insurance products. A safety increase on roads, driver working comfort will be additional benefits.

INSUTRAX will concentrate on Polish users as they travel across the South-North Transportation Axis across Central Europe.

Service/ system concept

After a first technology analysis and under consideration of the stakeholder analysis results the consortium identified different possible system design concepts based on usage of hardware installed on cargo pallets and/or on the vehicle, a server side and a client – server interface. The two most promising designs will be discussed with their main customer (from the insurance sector) to incorporate their feedback.

Space Added Value

The consortium focuses on usage of EO data, GNSS and satellite communications. The EO data will be used in planning the transportation routes including the external conditions such as high traffic, weather conditions, road damages etc.

GNSS data provides information about the actual cargo location during transport as well as the position and time information in case of events which may lead to the loss or damage of cargo. The satellite communication is investigated as a method of data transfer from trucks to producers as well as transportation companies

Current Status

The feasibility study has kicked off on 16 September 2016. A Progress Meeting with ESA was organised in Sopot at Atena's premises on 22 November 2016. The meeting put new light on the approach to our potential customer defined not only as a transportation companies but also insurance companies on the polish market. The consortium is currently preparing the service and system design of INSUTRAX.

Project Managers

Contractor Project Manager

Ewa Nowotka
Atena Usługi Informatyczne i Finansowe S.A.
Sopot, ul. Rzemieślnicza 33
81-855 Sopot
+48 661 630 204

ESA Project Manager

Antje Vogel
Fermi Avenue Harwell Campus
OX11 0FD
United Kingdom
+44 (0)1235 444346

Status Date

Updated: 19 January 2017 - Created: 19 January 2017